The online form asks a lot of questions. If you do not want to sit through it, you do not have to. Send me the items on this page and I will fill in every form for you.
There are only two things left on your side after that: one short form, and one signature on your phone.
Six steps, and four of them are mine.
Just type them in the chat.
| What I need | Notes |
|---|---|
| Mobile number | Your own, not a family member’s. |
| Email address | UOB sends your login details here. |
| Mailing address | Same as your IC address? Yes or no. If no, give the address. |
| Marital status | Single, married, divorced or widowed. |
| Number of children | A number is enough. |
| Years of employment | How long you have been working. |
| Annual income | A range is fine. |
| Income tax number | Your LHDN number. Usually starts with SG, OG or IG. |
| Spouse contact number | If married. A home number is preferred. |
| Next of kin | Only if it is not your spouse: name, relationship, contact number. |
Everything else I take from the documents in section II, so you do not need to type your name, IC number, address or bank details. No income tax number? Download the consent form, get the person who supports you to sign it, and send it back with the rest.
For students, retirees and homemakers. The person who supports you signs it, and you send it back with their IC and their employment details.
Download the consent formPhoto or PDF is fine. Ticks are saved on this device, so you can come back to this page later.
Your name, the bank logo, the statement month, the account number and the address all have to be visible. A blurry or cut-off copy gets rejected, and you have to redo a step you thought was finished.
Photograph the document itself, or send the original PDF. A picture of a laptop screen reflects light and usually comes back rejected.
This is the CDS account opening fee, paid to UOB Kay Hian. One-off, and it is not a commission to me.
| Field | What to enter |
|---|---|
| Payee | UOB Kay Hian Securities (M) Sdn Bhd |
| Bank | Maybank |
| Bank account number | 514011380699 |
| Amount | RM 9.72 |
| Remarks | Your name as per IC |
Pay from your own account. It must be the same bank account as the statements you send me. Not a spouse’s account, not another bank. This is the mistake that delays applications most often.
This form tells the US tax office that you are taxed in Malaysia. Without it, US dividends are taxed at the higher American rate.
| Fill in only these five lines | What to write |
|---|---|
| Line 1 | Your name, exactly as on your IC. |
| Line 2 | Country of citizenship — Malaysia. |
| Line 3 | Permanent residence address. No PO Box. |
| Line 6b | Your Malaysian income tax number. |
| Line 8 | Date of birth, in MM-DD-YYYY order. |
Sign it, but leave the date blank. Leave every other part of the form empty. Sign at the bottom and do not write the date — the date has to match the day we submit, so I fill that in then. A dated form can expire before it reaches UOB.
Five lines and a signature. If any line is unclear, ask me before you write in it — please do not guess on a tax form.
Download the W-8BEN formOnce all the forms are filled in and checked, I send you one link. You sign on your phone with your finger. It takes about a minute.
Anything drawn outside the box gets cut off, and the signature is rejected. Take your time, and start well inside the edges.
Use your normal signature, not a neater version of it. Tell me once you have submitted, and I send everything to UOB.
The form asks for their full name and IC number. Reading it off the IC is faster than typing, and one wrong letter can get the whole application rejected.
The broker has to check that the account suits your situation before they approve it. A range is enough, and it does not limit what you can trade.
The chat is encrypted, and your documents go only to UOB Kay Hian for this account. If you would rather not, we can use email or go through it on a call.
None of it is for me. Every licensed broker in Malaysia must collect it under Bursa Malaysia and Securities Commission rules and the anti-money-laundering law. I ask for it in one go so you are not sent a pile of paperwork.
Most of the wait is on your side, gathering the documents. Once I have everything, the forms and signature are usually done within a day or two.
Then you do not need any of this. One short form moves your existing account across — see the client transfer guide.
Every screen of the portal, in order, with the exact settings for each part. Twenty to thirty minutes when your documents are ready. It opens the same account.
Open your account onlineIf anything is unclear, ask me before you fill it in. Please do not guess on a form.