Everything on this site — the guides, the screenshots, the examples, the videos, the posts and anything I share in a chat group — is general education only.
It is not personal financial advice, not a recommendation to buy or sell anything, and not an offer of any product. Nobody here knows your situation unless you have engaged me for advice in writing. Read this once so we both start from the same place.
Education, not advice. Your money, your decision, your risk. You can lose money.
These pages, my social media posts, videos, WhatsApp and Telegram messages, group chats, live sessions, coaching material, spreadsheets and any file I send you.
By reading, using or acting on anything here, you accept the terms on this page. If you do not accept them, please do not use this material.
Nothing here takes into account your income, your debts, your goals, your tax position or how much risk you can carry. Two people reading the same guide may need to do completely different things. Before you act on any idea here, decide whether it suits you, or speak to a licensed adviser about your own circumstances.
Shares, options, foreign markets and leveraged positions all carry risk, including the loss of your entire capital. Options and margin can lose more than you put in. Currency movement can turn a gain into a loss. Never trade with money you need for living expenses, and never trade in a product you do not understand.
Any figure, chart, screenshot, profit-and-loss card, case study or client result is a record of what happened once, under conditions that will not repeat. Results shown are not typical, are not a promise, and are not what you should expect. A single winning position is not a track record.
You place your own orders in your own account. You choose what to buy, how much, and when to sell. If you follow something you read here, you do so on your own judgment and at your own risk. Do your own checks before you commit money, and if something is unclear, ask me before you act rather than guessing.
The guides show apps and forms owned by other companies, including UOB Kay Hian and Moomoo. Those companies change their screens, wording, fees and forms without telling me. Buttons move; menus get renamed. What you see on your own screen, and the official terms of your broker, always come first. I am not affiliated with, endorsed by, or speaking for any broker, app or platform named here, and screenshots remain the property of their owners.
I put these notes together carefully, but they may contain errors, omissions or details that were correct when written and are not correct now. Prices, rates, fees, tax rules and account requirements change. Nothing here is kept permanently up to date, and I am under no obligation to update it. Verify anything that matters against the official source.
To the fullest extent the law allows, neither I nor my team or companies accept liability for any loss or damage — including trading losses, lost profits, missed opportunities, costs or fees — arising from your use of this material, from any error or omission in it, or from anything you do or choose not to do after reading it. If you are not willing to carry that risk yourself, do not act on this material.
An adviser relationship exists only where it has been agreed in writing, with the proper documents signed. Reading these pages, watching a video, joining a group chat, attending a class or sending me a message does not create one. Where I do act for you under a signed engagement, the terms of that engagement govern our relationship, not this page.
I, my family and my clients may hold positions in any company or instrument mentioned, and those positions can change at any time without notice. I may also receive fees or commissions in connection with brokers or products referred to here. Assume a possible interest and weigh what you read accordingly.
These materials are mine, shared with you for your own learning. Please do not copy, resell, republish or teach from them without my permission. If you pass anything on, pass this disclaimer on with it. If you share it and someone else acts on it, that is between you and them.
This material is written with Malaysian readers in mind and is governed by Malaysian law. It is not directed at anyone in a place where sharing it would break local rules. If you are outside Malaysia, check your own country’s rules on trading, tax and reporting before you act.
If you cannot tick all four, stop and message me before you place the order.